Nobody plans to fall ill in a foreign country. Yet a single hospital visit abroad can cost more than the entire holiday, and that is precisely the risk a good policy removes. As a travel insurance agent in Ahmedabad, DevShree helps you pick cover that genuinely matches your trip. In association with IRDAI-registered insurers, we arrange policies for tourists, students, business travellers and senior citizens. If you are applying for a Schengen visa, insurance is not optional — embassies require a policy meeting their specified minimum medical cover for the full duration of stay, and a non-compliant certificate can hold up your visa file. We make sure your policy meets the requirement before your file goes to the embassy. Beyond Schengen, we arrange cover for the US, Canada, the UK, Australia, Asia and domestic travel too. A standard plan protects three big areas: emergency medical treatment, baggage loss or delay, and trip cancellation or interruption. Students going abroad for a semester, parents visiting children overseas, frequent flyers and honeymooning couples all need different fine print — and we read it for you. Share your destination, dates and travellers' ages on WhatsApp, and we will send options with the differences explained in plain language.
What's Included
- Schengen-compliant policies meeting embassy requirements
- Emergency medical and hospitalisation cover abroad
- Baggage loss, baggage delay and passport-loss cover
- Trip cancellation and interruption protection
- Student travel plans for long study durations
- Senior citizen plans for parents visiting family abroad
- Multi-trip annual policies for frequent flyers
Documents Typically Required
- Passport copy of each traveller
- Travel dates and destination countries
- Age of each traveller
- Visa type being applied for, if any
- Any pre-existing medical conditions to declare
Exact requirements vary by country and profile — WhatsApp us your case for a personalised checklist.
Insurance Is Boring Until the Day It Isn't
The Schengen requirement catches many applicants off guard. Consulates for Schengen countries require proof of travel insurance with a minimum level of medical cover, valid across the entire Schengen area for your full period of stay. A policy that starts a day late, ends a day early or misses the required cover level can trigger queries on an otherwise strong visa file. Because we prepare Schengen visa applications daily as an immigration consultancy, we treat the insurance certificate as part of the visa file itself — checked against the embassy's checklist, not just purchased and attached.
Understanding what a policy actually covers is the second half of the job. The medical section is the heart of it: emergency treatment, hospitalisation and, in serious cases, evacuation or repatriation. Baggage cover softens the blow when a suitcase goes missing or arrives days late, and passport-loss cover helps with emergency travel documents. Cancellation cover refunds specified non-refundable costs when a covered event — an illness, a family emergency — forces you to call off the trip. Every insurer defines these differently, which is exactly why the fine print deserves a careful reader.
Traveller profiles change what matters. A student spending a year abroad needs long-duration cover, and universities often prescribe their own minimums that the policy must meet. Senior citizens visiting children in the US or Canada need robust medical cover, because healthcare costs there are famously steep, and age affects both eligibility and premiums. Business travellers flying several times a year are often better served by an annual multi-trip policy than by buying cover piecemeal before each departure. We match the plan to the person, not the other way around.
And when something does go wrong mid-trip, you will not be alone with a helpline. We guide you on the insurer's claim process — which numbers to call, what documents to collect at the hospital or airline counter, and how to file so the claim is assessed smoothly. Insurance you understand, bought for the right reasons, claimed correctly: that is the whole service.